Most people holding crypto are doing just that, holding it. Sitting on assets that could be earning, borrowing against, or spending without ever having to sell. Nexo was built around the idea that digital assets should work as hard as their owners do, and since 2018, it has been giving individuals and businesses the tools to make that happen.
A Platform Built for the Forward-Thinking Investor
Nexo is a digital asset wealth platform operating in over 199 jurisdictions, with more than $8 billion in assets under management. It serves everyone from individual crypto holders to family offices, institutional investors, and businesses looking to build a digital asset treasury.
The platform brings together savings, borrowing, trading, and spending under one roof. Instead of jumping between multiple apps and exchanges, clients manage everything from a single account, with 24/7 client care available whenever they need it.
Growing Savings on Digital Assets
One of the core reasons people turn to the platform is the ability to earn interest on crypto they already own. Flexible savings accounts allow clients to earn up to 15% annually with daily payouts and no lock-up periods, meaning funds stay accessible at all times.
For those willing to commit for longer, fixed-term savings options offer higher rates for periods of up to 12 months. There is also a Dual Investment feature for more experienced users who want to earn elevated yields while setting buy or sell targets on their assets.
This is where the platform genuinely stands apart from most crypto services. Rather than selling digital assets to access liquidity, clients can use them as collateral to open a credit line and borrow funds, sent either to a bank account or as stablecoins directly on the platform. For those who qualify, a zero-interest, zero-fee credit option is also available. It is a model that lets investors stay exposed to potential upside on their assets while still accessing cash when they need it, without triggering a taxable event in many jurisdictions.
What the Platform Offers
The full product suite covers a wide range of needs:
- Flexible and fixed-term savings with daily interest payouts
Credit lines backed by digital assets, with no need to sell
An exchange supporting over 100 digital assets
Futures trading for those looking to capitalize on market movements in both directions
The Nexo Card, which lets clients spend while continuing to earn interest and receive up to 2% cashback
A Loyalty Program that unlocks better rates and additional benefits for balances above $5,000
Beyond individual clients, the platform has built out a serious suite of tools for corporate and institutional use. Businesses can open a corporate account that combines institutional-grade custody with OTC services and round-the-clock client care.
For larger operations, a prime brokerage service offers an all-in-one solution for institutional investors. There is also a white label option for companies that want to integrate digital asset capabilities under their own brand, a payment gateway for accepting crypto from customers, and Nexo Ventures for businesses seeking funding.
Private Clients and Personalized Wealth Management
Clients with over $100,000 in digital assets gain access to a private client service that operates more like a private bank than a crypto platform. This includes tailored onboarding, a dedicated relationship manager, high-limit OTC trading, and bespoke credit arrangements. It is a level of service that reflects how seriously the platform takes the wealth management side of what it does, not just the technology.
Operating since 2018, the platform has processed over $403 billion in transactions and built a reputation for stability in an industry that has seen plenty of the opposite. It uses 256-bit encryption, maintains strong regulatory compliance across its jurisdictions, and takes a fundamentals-first approach to custody and security.
Recognition has followed. The platform has received awards from the Fintech Breakthrough Awards, the INATBA, Forbes, and the Digital Banker Awards, among others.
A Different Way to Think About Crypto
For too long, holding digital assets meant watching numbers go up or down without much else to do. The crypto wealth platform model changes that equation. Assets can earn while they sit, provide liquidity without being sold, and be spent through a card that keeps the underlying investment intact.
For investors who want more from their digital assets than a wallet and a price chart, Nexo offers something that is genuinely hard to find elsewhere, a single platform where those assets can actually be put to work.
